I don't know about other people, but the last week of the year always seems a little depressing. The hype of Christmas is done, the celebrations have ended, and now all you have left is debt. I generally don't go out on New Year's Eve, because the crowds and drunk drivers on the road just aren't worth the trouble to me. I do look forward to the new year, and especially tax time, because I usually have a good amount of money in February. How do you feel about this time of the year?